I need to consolidate them but have not found a bank willing to do so. Even if they came through a private lender, you can consolidate them through the Federal Direct Consolidation Loan program, which offers different repayment schedules that are meant to help you take control of your debt.
But with $100,000 in debt, you probably have some private loans in your portfolio, too.
However, the downside move was protected by the $0.1950-60 support zone and the 100 hourly simple moving average.
Moreover, the 50% Fib retracement level of the last leg up from the $0.1850 low to $0.2165 high is currently acting as a strong support.
And I am going to be straight with you: Private college loans are not ideal at any time, especially now, when many lenders have left the student loan business or curtailed their lending in the wake of the financial crisis. With a private loan consolidation, your FICO credit score will determine both whether you get a loan and what the initial rate will be.